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Privacy Policy - Huntington Insurance

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Privacy Policy Overview
This Privacy Policy explains how Huntington Insurance LLC ("we," "us," or "our") collects, uses, shares, and protects your information when you visit our website, contact us, or use our services. It applies to personal information we process in connection with insurance, annuity, and related services. We are an independent insurance agency located in Central Florida. We are not a HIPAA-covered entity or business associate in most interactions; however, we may handle health-related information to provide quotes or support enrollment, and we protect that information as described here.

By using our website or sharing information with us, you agree to this Policy. If you do not agree, please discontinue use of the site. This Policy should be read together with our Terms of Service and Accessibility Statement.
Information We Collect
We may collect the following categories of information:

Contact & Identity: name, email, phone, address, date of birth.
Insurance & Application Details: plan interests, policy numbers, enrollment data, preferences, and documents you provide (e.g., IDs, prescriptions lists).
Health-Related Information: only as necessary to provide quotes, determine eligibility, or support enrollment (e.g., medications, providers).
Financial Information: limited data required to provide quotes or complete applications for certain products (e.g., annuities). We do not store full payment card details on this site.
Website & Technical Data: pages viewed, IP address, device/browser, referral source, and cookies or similar technologies. See Cookies below.

We collect information directly from you, from publicly available sources, and from partners such as carriers and Field Marketing Organizations (FMOs), including Accent Insurance Group, where needed to serve you.
How We Use Information
We use your information to:
  • Provide quotes, compare plans, and deliver insurance and annuity services you request.
  • Respond to inquiries and schedule appointments.
  • Support enrollment, policy servicing, claims assistance, and ongoing client care.
  • Communicate important updates, deadlines, and educational content. You can opt out of marketing at any time.
  • Comply with legal, regulatory, and contractual obligations, and to prevent fraud or misuse.
  • Operate, secure, and improve our website and services, including analytics.
Legal Bases & Consent
We rely on one or more of the following legal bases, as applicable:
  • Consent: when you ask us to contact you, request quotes, or submit forms. You may withdraw consent at any time, which will not affect prior processing.
  • Legitimate Interests: to operate our business, respond to inquiries, improve services, and secure our website, balanced against your privacy rights.
  • Contractual Necessity: to take steps at your request before entering into a contract and to service existing policies.
  • Legal Obligations: to meet insurance and financial regulations, recordkeeping, and compliance requirements.
We honor opt-out and preference requests promptly, within applicable law.
Sharing & Third Parties
We may share information, as needed, with:
  • Insurance Carriers and FMOs: to obtain quotes, determine eligibility, process applications, and service policies. This includes our FMO partner, Accent Insurance Group.
  • Service Providers: vendors who help operate our website, communications, scheduling, and analytics, under contracts that limit their use of your information.
  • Regulators and Legal Authorities: when required by law or to protect rights, safety, or investigate fraud.
We do not sell your personal information. We only share what is necessary to fulfill the purposes described in this Policy.
Data Security
We implement administrative, technical, and physical safeguards designed to protect personal information. These include role-based access, secure communications where available, and provider due diligence. No method of transmission or storage is 100% secure. If we become aware of a security incident affecting your information, we will take steps consistent with applicable laws and industry practices.
Data Retention
We retain personal information only for as long as necessary to provide services, meet regulatory and tax obligations, resolve disputes, and enforce agreements. Retention periods vary by product and legal requirements. When information is no longer needed, we will delete or de-identify it in a reasonable timeframe. You may request deletion where applicable; we will evaluate and respond according to law and any retention obligations.
Your Privacy Rights
Depending on your location and the services you use, you may have rights to:
  • Access the personal information we hold about you.
  • Correct inaccurate or incomplete information.
  • Delete certain information, subject to legal exceptions.
  • Restrict or object to certain processing, including marketing; unsubscribe links are included in marketing emails.
  • Data portability, where applicable.
To exercise your rights, contact us using the details in Contact Us. We will verify your request and respond within applicable timelines. Residents of certain states may have additional rights; we will honor those as required by law.
Cookies & Tracking
We use cookies and similar technologies to operate the site, remember preferences, and understand how visitors use our pages.

Types of cookies:
- Essential: required for basic site functions.
- Performance/Analytics: help us improve the website (aggregated insights).
- Functional: remember your preferences.

Your choices: You can manage cookies through your browser settings or device controls. Blocking some cookies may impact site functionality. If a cookie banner or preferences tool is available, you can adjust your settings there at any time.
Children’s Privacy
Our services and website are not directed to children under 13, and we do not knowingly collect personal information from them without verifiable parental consent. If you believe a child has provided information to us, please contact us so we can take appropriate steps.
Contact Us
If you have questions about this Policy or wish to submit a privacy request, contact us:

Huntington Insurance LLC
Email: Tifiany@Huntingtoninsurancellc.com
Phone: (352) 342-4567
Address: 2210 SE 17th St. Suite 301, Ocala, FL

For accessibility or assistance, visit our Accessibility Statement. For website terms, see our Terms of Service.
Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. The updated version will be posted on this page with a revised effective date. Your continued use of the site after an update means you accept the changes.

Effective date: January 1, 2025
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